Fractional CFO Services

Ongoing senior finance leadership for SMEs that need structure, visibility and commercial support as they grow, without the cost or commitment of a full‑time CFO.

Most businesses reach this point when they’ve outgrown bookkeeper‑level reporting and need a partner who can bring financial discipline, forward planning and commercial insight to the leadership table.

Why businesses engage Fractional CFO support

Founder‑led SMEs typically reach out when they need:

• Clearer financial visibility

• More reliable reporting

• Stronger cashflow oversight

• Better planning and forecasting

• Commercial support for decisions

• A financial rhythm that keeps the business on track

• Leadership-level guidance without hiring a full-time CFO

If this sounds familiar, you’re in the right place.

What Fractional CFO support includes

A consistent rhythm of financial leadership tailored to your business:

• Monthly reporting and performance insight

• Cashflow oversight and forward planning

• Forecasting, budgeting and scenario modelling

• Commercial analysis to support decisions

• Leadership and governance rhythm

• Support for pricing, margins and growth planning

• Oversight of finance operations and controls

• Strategic planning and board‑level reporting

This is the financial operating system that supports scale.

How it works

Every business is different, but most follow a similar path when they’re ready to bring in CFO‑level support. The length and depth of each stage depends on the maturity of your business. Clean books, clear workflows, and existing systems often mean we can move faster. Below is Little Big Consulting's operational framework

Understand

Every business reaches out with something specific on their mind; cash flow, profitability, growth planning, or preparing for exit.

We start by understanding what’s happening, what matters most right now, and what needs attention first.

This helps us prioritise the work and create a clear starting point.

Stabilise

Once we understand the priorities, we bring stability to the business.

This often includes setting up policies and processes, documenting key workflows, and establishing an insightful monthly reporting rhythm.

The goal is to create structure that supports better decisions and reduces pressure on key people in the business.

Systemise

We then introduce systems that make the business more efficient and easier to run.

This often includes refining workflows, improving reporting tools, integrating systems, and creating repeatable processes that reduce manual effort and support consistent performance.

The aim is to build a business that runs smoothly, and is ready to scale.

Grow

With strong foundations and reliable systems in place, the business is ready for its next stage.

This is where we focus on growth, change, or preparing for exit - whatever aligns with your goals.

Because the systems and reporting are now clear and consistent, the business can absorb change more easily, and the impact of decisions becomes visible sooner. This creates the confidence and momentum needed to move forward.

If you'd like to explore these ideas further, I've written several articles that unpack these concepts in more detail. A helpful next step if you're still exploring your options.

Pricing

Fractional CFO support is tailored to the size, complexity and rhythm of your business. Most clients invest between $3,000 and $7,000 per month, depending on:

• the maturity of the finance function

• the level of reporting and forecasting required

• the amount of commercial support needed

• any additional strategic projects

The engagement is designed to give you the financial leadership and structure your business needs, at the right level.

Engaging a Fractional CFO is the right step toward clarity and structure